American International Group, Inc. (AIG)
AIG is a global insurance giant that helps individuals and businesses protect themselves against unexpected financial losses.
Is American International Group, Inc. a good stock for a UK beginner?
The honest version: AIG is a global insurance giant that helps individuals and businesses protect themselves against unexpected financial losses.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Strategic expansion into new global markets drives long-term revenue.
Long-term shifts in climate risk make insurance products harder to price profitably.
What does American International Group, Inc. do?
AIG operates as a massive safety net, collecting premiums from customers to cover risks like property damage, accidents, and liability claims. It pockets returns by investing those premiums while waiting to see whether a claim needs to be paid out. So much comes down to their underwriting — the knack of pricing risk accurately so they hold onto more than they pay out in claims.
On our factor screen it looks strongest on value and income, and weakest on growth.
- ✓Pays a dividend - about 2.5% a year
- ✓Low debt - a sturdier balance sheet
- Value screens high (86/100)
- Established brand with a massive global footprint
- Low beta suggests a more stable ride than many other stocks
- Consistent dividend payments provide regular income
- Large-scale catastrophes could lead to massive, unexpected payouts
- Changes in interest rates can impact the value of their investment portfolio
- Increased competition from smaller, tech-focused insurance firms
What do American International Group, Inc.'s numbers mean?
How much money does American International Group, Inc. make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does American International Group, Inc. pay a dividend?
Yes - American International Group, Inc. currently pays a dividend of about 2.5% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does American International Group, Inc. report earnings, and how did recent quarters go?
American International Group, Inc. is next scheduled to report on about 2026-08-06 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-04-30 | $1.88 | $2.11 | Beat +12% |
| 2026-02-10 | $1.90 | $1.96 | Beat +3% |
| 2025-11-04 | $1.71 | $2.20 | Beat +28% |
| 2025-08-06 | $1.69 | $1.98 | Beat +17% |
| 2025-05-01 | $0.97 | $1.16 | Beat +20% |
| 2025-02-11 | $1.23 | $1.30 | Beat +6% |
Across the last 6 quarters here, American International Group, Inc. came in ahead of what analysts expected 6 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
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What are the scenarios for American International Group, Inc.?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of American International Group, Inc.?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Established brand with a massive global footprint
- Low beta suggests a more stable ride than many other stocks
- Consistent dividend payments provide regular income
- Revenue growth has been quite slow recently
- Insurance is a complex business that is hard for outsiders to fully grasp
- Profitability is heavily tied to unpredictable events like natural disasters
- Large-scale catastrophes could lead to massive, unexpected payouts
- Changes in interest rates can impact the value of their investment portfolio
- Increased competition from smaller, tech-focused insurance firms
The write-up's own warning lights — if these start happening, the case above changes.
- A sustained period of high-frequency, high-cost natural disasters
- A major change in the regulatory environment for global insurers
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.