Chubb (CB)
Chubb is a global insurance giant that protects businesses and individuals against everything from property damage to cyber threats.
Is Chubb a good stock for a UK beginner?
The honest version: Chubb is a global insurance giant that protects businesses and individuals against everything from property damage to cyber threats.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Strong long-term investment performance and dominant market share.
Long-term climate change trends leading to permanently higher claim costs.
What does Chubb do?
Chubb operates as a massive insurance company, collecting premiums from customers and investing that money until it needs to pay out for claims. They make their profit by ensuring the money they collect and earn from investments stays higher than the costs of the claims they cover. How well they manage risk matters most, because unexpected disasters can trigger large, sudden payouts.
On our factor screen it looks strongest on momentum and income, and weakest on growth.
- ✓Pays a dividend - about 1.2% a year
- ✓Growing - revenue up about 6% over the year
- ✓Very profitable - turns about 18% of sales into profit
- ✓Low debt - a sturdier balance sheet
- Momentum screens high (71/100)
- Income screens high (71/100)
- Strong track record of profitability
- Low volatility compared to the broader market
- Global reach across many different types of insurance
- Growth screens low (31/100)
- Unexpected catastrophic events like hurricanes or cyber attacks
- Changes in interest rates affecting investment income
- Increased regulatory scrutiny on insurance pricing
What do Chubb's numbers mean?
How much money does Chubb make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does Chubb pay a dividend?
Yes - Chubb currently pays a dividend of about 1.2% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does Chubb report earnings, and how did recent quarters go?
Chubb is next scheduled to report on about 2026-10-27 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-21 | $6.75 | $7.26 | Beat +8% |
| 2026-04-21 | $6.61 | $6.82 | Beat +3% |
| 2026-02-03 | $6.78 | $7.52 | Beat +11% |
| 2025-10-21 | $6.16 | $7.49 | Beat +22% |
| 2025-07-22 | $5.97 | $6.14 | Beat +3% |
| 2025-04-22 | $3.23 | $3.68 | Beat +14% |
Across the last 6 quarters here, Chubb came in ahead of what analysts expected 6 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for Chubb?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of Chubb?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Strong track record of profitability
- Low volatility compared to the broader market
- Global reach across many different types of insurance
- Earnings can be unpredictable due to large, one-off disasters
- Modest dividend yield compared to some other financial firms
- Highly dependent on the health of the global economy
- Unexpected catastrophic events like hurricanes or cyber attacks
- Changes in interest rates affecting investment income
- Increased regulatory scrutiny on insurance pricing
The write-up's own warning lights — if these start happening, the case above changes.
- A sustained period of massive, industry-wide insurance losses
- A significant drop in the company's ability to generate returns on its cash reserves
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.