SPDR FTSE UK All Share UCITS ETF (Acc) (FTAL.L)
One single purchase spreads your money quietly across almost the entire British stock market, from household giants to smaller home-grown companies.
Is SPDR FTSE UK All Share UCITS ETF (Acc) a good fund for a UK beginner?
The honest version: One single purchase spreads your money quietly across almost the entire British stock market, from household giants to smaller home-grown companies.
Over about 2 years to 2026-07-15. This already includes the fund's dividends, which an accumulating fund reinvests for you. Past performance is not a guide to the future, and it could just as easily have fallen.
This is a fund, so it moves with its whole basket (UK) - not any single company's news. One share having a bad day barely shows up here.
What does SPDR FTSE UK All Share UCITS ETF (Acc) do?
This fund tracks the FTSE All-Share index, holding a vast slice of the UK stock market including familiar names like HSBC, AstraZeneca, and Shell. By making a single purchase, your money is automatically spread across hundreds of different British businesses spanning finance, healthcare, energy, and more. The ongoing charge is 0.2% a year, which works out at about £2.00 annually for every £1,000 you have invested. Dividends are handled through an accumulating approach, meaning any money paid out by the companies is automatically reinvested back into the fund to grow quietly in the background.
Holds almost the whole UK stock market, from large through to smaller British companies listed in London.
What's actually inside this fund?
Its 10 biggest holdings
- 1HSBC Holdings PLC8.6%
- 2AstraZeneca PLC7.4%
- 3Shell PLC5.8%
- 4Rolls-Royce Holdings PLC4.2%
- 5Unilever PLC3.4%
- 6British American Tobacco PLC3.3%
- 7GSK PLC2.8%
- 8Rio Tinto PLC Ordinary Shares2.6%
- 9BP PLC2.6%
- 10Barclays PLC2.4%
The top 10 add up to about 43% of the fund. A large chunk sits in just a handful of names - less spread than the total holding count suggests.
By sector
- Financials25%
- Industrials14%
- Consumer staples13%
- Healthcare13%
- Energy9%
- Materials8%
- Consumer cyclical6%
- Utilities5%
Top holdings and sector split from the fund's published data as of the figures date - they drift over time as the fund and the index change.
- Very broad diversification across almost the entire UK stock market in one go
- Low ongoing cost of 0.2% a year
- Simple one-fund exposure to British businesses of all sizes
- Automatically reinvests dividends without extra effort
- It falls in value whenever the UK stock market goes down
- Heavy concentration in a handful of giant companies like banks and oil firms
- Focused entirely on one country, missing out on global stock markets
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iShares Core FTSE 100 UCITS ETF (Acc)What are the pros and cons of SPDR FTSE UK All Share UCITS ETF (Acc)?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Very broad diversification across almost the entire UK stock market in one go
- Low ongoing cost of 0.2% a year
- Simple one-fund exposure to British businesses of all sizes
- Automatically reinvests dividends without extra effort
- It falls in value whenever the UK stock market goes down
- Heavy concentration in a handful of giant companies like banks and oil firms
- Focused entirely on one country, missing out on global stock markets
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.