KeyCorp (KEY)
KeyCorp is a regional American bank that provides a wide range of financial services, including loans, savings accounts, and investment advice to individuals and businesses.
Is KeyCorp a good stock for a UK beginner?
The honest version: KeyCorp is a regional American bank that provides a wide range of financial services, including loans, savings accounts, and investment advice to individuals and businesses.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Successful digital transformation attracts a younger customer base.
Increased competition from online-only banks erodes market share.
What does KeyCorp do?
Think of KeyCorp as a traditional high-street bank that helps people manage their money and businesses secure the loans they need to grow. They make their money primarily by charging interest on loans and managing financial assets for their clients. How the wider US economy fares matters most here, since banks lean heavily on people and businesses being able to repay their debts on time.
On our factor screen it looks strongest on value and income, and weakest on quality.
- ✓Pays a dividend - about 3.6% a year
- ✓Growing - revenue up about 10% over the year
- ✓Very profitable - turns about 28% of sales into profit
- Value screens high (71/100)
- Solid profit margins compared to many other sectors
- Regular dividend payments provide a steady income stream
- Strong recent growth in earnings
- Rising loan defaults if customers struggle to pay back debt
- Changes in government regulations that could limit banking profits
- Competition from large national banks and new digital financial apps
What do KeyCorp's numbers mean?
How much money does KeyCorp make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does KeyCorp pay a dividend?
Yes - KeyCorp currently pays a dividend of about 3.6% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does KeyCorp report earnings, and how did recent quarters go?
KeyCorp is next scheduled to report on about 2026-10-20 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-21 | $0.42 | $0.44 | Beat +4% |
| 2026-04-16 | $0.41 | $0.44 | Beat +8% |
| 2026-01-20 | $0.39 | $0.41 | Beat +6% |
| 2025-10-16 | $0.38 | $0.41 | Beat +8% |
| 2025-07-22 | $0.34 | $0.35 | Beat +2% |
| 2025-04-17 | $0.32 | $0.33 | Beat +4% |
Across the last 6 quarters here, KeyCorp came in ahead of what analysts expected 6 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for KeyCorp?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of KeyCorp?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Solid profit margins compared to many other sectors
- Regular dividend payments provide a steady income stream
- Strong recent growth in earnings
- Highly sensitive to the ups and downs of the US economy
- Limited ability to differentiate services from other regional banks
- Revenue growth can be unpredictable depending on interest rate cycles
- Rising loan defaults if customers struggle to pay back debt
- Changes in government regulations that could limit banking profits
- Competition from large national banks and new digital financial apps
The write-up's own warning lights — if these start happening, the case above changes.
- A significant and sustained drop in US interest rates
- A major change in banking regulations that restricts lending activities
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.